What is Equifax and why does it have personal information on half the American population

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What is Equifax and why does it have personal information on half the American population
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Equifax--along with TransUnion and Experian--is a credit reporting agency (CRA) that collects information on the borrowing and repayment activity of private individuals. These companies do not receive permission from individuals to gather this data. They buy it from other companies, collect and package it, and sell to other companies.

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